--- title: "Damaged Property Repairs Pricing North West: Lancashire, Manchester & Beyond" description: Need a damage assessment, repairs quote, and quality repairs for your property. Our services won’t cost you a penny. Here’s how it works… image: https://www.actioninsurancerepair.co.uk/hubfs/Stock%20images/air-trades.webp --- [Skip to main content](https://www.actioninsurancerepair.co.uk/pricing#main-content) [![AIR-Logo-vector-trans](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR-Logo-vector-trans.webp?width=170&height=120&name=AIR-Logo-vector-trans.webp) ![AIR-Logo-vector-trans](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR-Logo-vector-trans.webp?width=170&height=120&name=AIR-Logo-vector-trans.webp)](https://www.actioninsurancerepair.co.uk?hsLang=en) - [About us](https://www.actioninsurancerepair.co.uk/about-us) - Show submenu for What we help with What we help with - [Flood damage repairs](https://www.actioninsurancerepair.co.uk/flood-repairs) - [Fire & smoke damage repairs](https://www.actioninsurancerepair.co.uk/smoke-fire) - [Water damage repairs](https://www.actioninsurancerepair.co.uk/water-damage-repairs) - [Storms damage repairs](https://www.actioninsurancerepair.co.uk/storm-damage-repairs) - [Impact & accidental damage repairs](https://www.actioninsurancerepair.co.uk/impact-accidental-damage-repairs) - [Malicious damage repairs](https://www.actioninsurancerepair.co.uk/malicious-damage-repairs) - Show submenu for Who we work with Who we work with - [Homeowners](https://www.actioninsurancerepair.co.uk/homeowners) - [Commercial property owners](https://www.actioninsurancerepair.co.uk/commercial-property) - [Letting agents](https://www.actioninsurancerepair.co.uk/letting-agents) - [Landlords](https://www.actioninsurancerepair.co.uk/landlords) - [Insurance brokers](https://www.actioninsurancerepair.co.uk/insurance-brokers) - [Leak detection companies](https://www.actioninsurancerepair.co.uk/leak-detection) - [Emergency plumbers](https://www.actioninsurancerepair.co.uk/emergency-plumbers) - [Client stories](https://www.actioninsurancerepair.co.uk/see-our-work-action-insurance-repair) - [Blog](https://www.actioninsurancerepair.co.uk/blog) - [Pricing](https://www.actioninsurancerepair.co.uk/pricing) Open main navigation Close main navigation - [About us](https://www.actioninsurancerepair.co.uk/about-us) - Show submenu for What we help with What we help with - What we help with - [Flood damage repairs](https://www.actioninsurancerepair.co.uk/flood-repairs) - [Fire & smoke damage repairs](https://www.actioninsurancerepair.co.uk/smoke-fire) - [Water damage repairs](https://www.actioninsurancerepair.co.uk/water-damage-repairs) - [Storms damage repairs](https://www.actioninsurancerepair.co.uk/storm-damage-repairs) - [Impact & accidental damage repairs](https://www.actioninsurancerepair.co.uk/impact-accidental-damage-repairs) - [Malicious damage repairs](https://www.actioninsurancerepair.co.uk/malicious-damage-repairs) - Show submenu for Who we work with Who we work with - Who we work with - [Homeowners](https://www.actioninsurancerepair.co.uk/homeowners) - [Commercial property owners](https://www.actioninsurancerepair.co.uk/commercial-property) - [Letting agents](https://www.actioninsurancerepair.co.uk/letting-agents) - [Landlords](https://www.actioninsurancerepair.co.uk/landlords) - [Insurance brokers](https://www.actioninsurancerepair.co.uk/insurance-brokers) - [Leak detection companies](https://www.actioninsurancerepair.co.uk/leak-detection) - [Emergency plumbers](https://www.actioninsurancerepair.co.uk/emergency-plumbers) - [Client stories](https://www.actioninsurancerepair.co.uk/see-our-work-action-insurance-repair) - [Blog](https://www.actioninsurancerepair.co.uk/blog) - [Pricing](https://www.actioninsurancerepair.co.uk/pricing) - [Get in touch](https://www.actioninsurancerepair.co.uk/contact) [Get in touch](https://www.actioninsurancerepair.co.uk/contact?hsLang=en) # Our services won’t cost you a penny. ##### It sounds too good to be true, but in this case, it really isn’t! We get a lot of questions about how we can offer our services to property owners free of charge. So, here’s how it works…  ##### **It sounds too good to be true, but in this case, it really isn’t!** We get a lot of questions about how we can offer our services to property owners free of charge. So, here’s how it works… ![AIR Icons-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR%20Icons-1.webp?width=150&height=150&name=AIR%20Icons-1.webp) ### Step 1 Contact us to arrange a free assessment of the damage. We’ll arrange to attend your property within 48 hours, or at your earliest convenience.     ![AIR Icons-2](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR%20Icons-2.webp?width=150&height=150&name=AIR%20Icons-2.webp) ### Step 2 Once we’ve visited you, we’ll send over a comprehensive report detailing the full extent of the damage, along with a quote for our team to complete the repairs.  Insurers can be particular about the way quotes are submitted, so we’ll be sure to provide yours in a format they’re familiar with to avoid unnecessary delays. ![AIR Icons-3](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR%20Icons-3.webp?width=150&height=150&name=AIR%20Icons-3.webp) ### Step 3 Where damage is extensive, we’ll introduce you to one of our trusted independent loss assessors, who will handle the entire claim on your behalf and act in your best interests to secure a favourable outcome.  A loss assessor will usually charge 10% of the job value, plus VAT. However, when you use Action Insurance Repair to carry out the repairs, we’ll pay the loss assessor’s fee and deduct the cost from our invoice for work completed.  ![AIR Icons-4](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR%20Icons-4.webp?width=150&height=150&name=AIR%20Icons-4.webp) ### Step 4 Once your insurance company has approved the repair quotes, our team can get to work repairing your property to the highest standard.  When the work’s complete, we’ll either raise an invoice for the agreed amount and get this settled directly with your insurance company (if you’ve used a loss assessor), or submit the invoice to you to forward to your insurance company (if you’ve taken on the claim by yourself).  ![AIR Icons-Jun-22-2025-01-21-04-0779-PM](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR%20Icons-Jun-22-2025-01-21-04-0779-PM.webp?width=150&height=150&name=AIR%20Icons-Jun-22-2025-01-21-04-0779-PM.webp) ### Step 5 If you have policy excess, your insurance company will instruct your contractor (i.e. us!) to invoice you for it, and they’ll then deduct it from the contractor’s final invoice payment. If you’ve chosen to work with us, we’ll reduce your excess payment by £50. ![AIR Icons-Jun-22-2025-01-21-48-1479-PM](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR%20Icons-Jun-22-2025-01-21-48-1479-PM.webp?width=150&height=150&name=AIR%20Icons-Jun-22-2025-01-21-48-1479-PM.webp) ### Step 6 That’s it! The claim’s settled, your property is reinstated to pre-incident condition, and it hasn’t cost you a penny. Time to relax and focus on getting back to normal!     ## Need our help? Get FREE loss assessing, a reliable building quote, and an expert team working on your behalf through every stage of the repair process. Contact our team today. [Client stories](https://www.actioninsurancerepair.co.uk/see-our-work-action-insurance-repair?hsLang=en) [Complete our contact form](https://www.actioninsurancerepair.co.uk/contact?hsLang=en) ![action-insurance-repair-logo-favicon](https://www.actioninsurancerepair.co.uk/hubfs/action-insurance-repair-logo-favicon.webp) - - - - - [Client stories](https://www.actioninsurancerepair.co.uk/see-our-work-action-insurance-repair) - [About us](https://www.actioninsurancerepair.co.uk/about-us) - [Blog](https://www.actioninsurancerepair.co.uk/blog) - [Pricing](https://www.actioninsurancerepair.co.uk/pricing) - [Contact us](https://www.actioninsurancerepair.co.uk/contact) - What we help with - [Flood repairs](https://www.actioninsurancerepair.co.uk/flood-repairs) - [Fire & smoke repairs](https://www.actioninsurancerepair.co.uk/smoke-fire) - [Water damage repairs](https://www.actioninsurancerepair.co.uk/water-damage-repairs) - [Storms damage repairs](https://www.actioninsurancerepair.co.uk/storm-damage-repairs) - [Impact & accidental damage repairs](https://www.actioninsurancerepair.co.uk/impact-accidental-damage-repairs) - [Malicious damage repairs](https://www.actioninsurancerepair.co.uk/malicious-damage-repairs) - Who we work with - [Homeowners](https://www.actioninsurancerepair.co.uk/homeowners) - [Commercial property owners](https://www.actioninsurancerepair.co.uk/commercial-property) - [Letting agents](https://www.actioninsurancerepair.co.uk/letting-agents) - [Landlords](https://www.actioninsurancerepair.co.uk/landlords) - [Insurance brokers](https://www.actioninsurancerepair.co.uk/insurance-brokers) - [Leak detection companies](https://www.actioninsurancerepair.co.uk/leak-detection) - [Emergency plumbers](https://www.actioninsurancerepair.co.uk/emergency-plumbers) ©2026 Action Insurance Repair. 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