--- title: Winter Property Tips for Landlords and Letting Agents description: Learn essential winter tips for landlords to avoid costly property damage and insurance issues. Discover how to protect empty rentals during colder months image: https://www.actioninsurancerepair.co.uk/hubfs/Imported_Blog_Media/UK-Neighbourhood-covered-in-snow2.webp --- [Skip to main content](https://www.actioninsurancerepair.co.uk/blog/winter-is-coming-agent-tips-for-landlords#main-content) [![AIR-Logo-vector-trans](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR-Logo-vector-trans.webp?width=170&height=120&name=AIR-Logo-vector-trans.webp) ![AIR-Logo-vector-trans](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR-Logo-vector-trans.webp?width=170&height=120&name=AIR-Logo-vector-trans.webp)](https://www.actioninsurancerepair.co.uk) - [About us](https://www.actioninsurancerepair.co.uk/about-us) - Show submenu for What we help with What we help with - [Flood damage repairs](https://www.actioninsurancerepair.co.uk/flood-repairs) - [Fire & smoke damage repairs](https://www.actioninsurancerepair.co.uk/smoke-fire) - [Water damage repairs](https://www.actioninsurancerepair.co.uk/water-damage-repairs) - [Storms damage repairs](https://www.actioninsurancerepair.co.uk/storm-damage-repairs) - [Impact & accidental damage repairs](https://www.actioninsurancerepair.co.uk/impact-accidental-damage-repairs) - [Malicious damage repairs](https://www.actioninsurancerepair.co.uk/malicious-damage-repairs) - Show submenu for Who we work with Who we work with - [Homeowners](https://www.actioninsurancerepair.co.uk/homeowners) - [Commercial property owners](https://www.actioninsurancerepair.co.uk/commercial-property) - [Letting agents](https://www.actioninsurancerepair.co.uk/letting-agents) - [Landlords](https://www.actioninsurancerepair.co.uk/landlords) - [Insurance brokers](https://www.actioninsurancerepair.co.uk/insurance-brokers) - [Leak detection companies](https://www.actioninsurancerepair.co.uk/leak-detection) - [Emergency plumbers](https://www.actioninsurancerepair.co.uk/emergency-plumbers) - [Client stories](https://www.actioninsurancerepair.co.uk/see-our-work-action-insurance-repair) - [Blog](https://www.actioninsurancerepair.co.uk/blog) - [Pricing](https://www.actioninsurancerepair.co.uk/pricing) Open main navigation Close main navigation - [About us](https://www.actioninsurancerepair.co.uk/about-us) - Show submenu for What we help with What we help with - What we help with - [Flood damage repairs](https://www.actioninsurancerepair.co.uk/flood-repairs) - [Fire & smoke damage repairs](https://www.actioninsurancerepair.co.uk/smoke-fire) - [Water damage repairs](https://www.actioninsurancerepair.co.uk/water-damage-repairs) - [Storms damage repairs](https://www.actioninsurancerepair.co.uk/storm-damage-repairs) - [Impact & accidental damage repairs](https://www.actioninsurancerepair.co.uk/impact-accidental-damage-repairs) - [Malicious damage repairs](https://www.actioninsurancerepair.co.uk/malicious-damage-repairs) - Show submenu for Who we work with Who we work with - Who we work with - [Homeowners](https://www.actioninsurancerepair.co.uk/homeowners) - [Commercial property owners](https://www.actioninsurancerepair.co.uk/commercial-property) - [Letting agents](https://www.actioninsurancerepair.co.uk/letting-agents) - [Landlords](https://www.actioninsurancerepair.co.uk/landlords) - [Insurance brokers](https://www.actioninsurancerepair.co.uk/insurance-brokers) - [Leak detection companies](https://www.actioninsurancerepair.co.uk/leak-detection) - [Emergency plumbers](https://www.actioninsurancerepair.co.uk/emergency-plumbers) - [Client stories](https://www.actioninsurancerepair.co.uk/see-our-work-action-insurance-repair) - [Blog](https://www.actioninsurancerepair.co.uk/blog) - [Pricing](https://www.actioninsurancerepair.co.uk/pricing) - [Get in touch](https://www.actioninsurancerepair.co.uk/contact) [Get in touch](https://www.actioninsurancerepair.co.uk/contact) [Blog Home](https://www.actioninsurancerepair.co.uk/blog) Categories - [Client Stories](https://www.actioninsurancerepair.co.uk/blog/tag/client-stories) - [For Partners](https://www.actioninsurancerepair.co.uk/blog/tag/for-partners) - [Tips](https://www.actioninsurancerepair.co.uk/blog/tag/tips) - [For Landlords](https://www.actioninsurancerepair.co.uk/blog/tag/for-landlords) - [For Homeowners](https://www.actioninsurancerepair.co.uk/blog/tag/for-homeowners) - [Water Leaks](https://www.actioninsurancerepair.co.uk/blog/tag/water-leaks) - [Fire & Smoke Damage](https://www.actioninsurancerepair.co.uk/blog/tag/fire-smoke-damage) - [Flooding](https://www.actioninsurancerepair.co.uk/blog/tag/flooding) - [News](https://www.actioninsurancerepair.co.uk/blog/tag/news) - [Storm Damage](https://www.actioninsurancerepair.co.uk/blog/tag/storm-damage) - [Impact Damage](https://www.actioninsurancerepair.co.uk/blog/tag/impact-damage) # Winter Is Coming: Agent Tips for Landlords ![Joanne Ginty](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Joanne/Joanne%20Ginty-4-1.webp?width=120&height=120&name=Joanne%20Ginty-4-1.webp) by [Joanne Ginty](https://www.actioninsurancerepair.co.uk/blog/author/joanne-ginty) 6/23/25, 3:06 PM **With the property rental market in such turmoil currently, there is a chance that some letting agents may have void properties on your books, or those in the midst of a change of tenancy.** **As we’re fast heading into winter, and potentially freezing weather, it would be prudent to advise your landlords to review their insurance policies, in case of insurance policy caveats around their properties being empty.** **Why does an empty property matter?** [An empty property attracts different risks to one that is lived in continuously](https://www.actioninsurancerepair.co.uk/blog/what-does-unoccupancy-mean-in-insurance-terms), particularly during the winter months. For instance, heavy rain, storms and frozen or burst water pipes can all cause damage to a property which, due to being empty, may be left unnoticed, causing more extensive damage. As a result, insurers typically reduce the level of cover in place after a property has been empty for more than about a month – some even regard the cover as having lapsed entirely. If property owners and landlords don’t adhere to the requirements of their policy, and a property has a leak whilst it is empty, any insurance claim for property damage repair is likely to be rejected. **The top three policy requirements we’ve come across include:** 1. If the property is empty for more than 30 days, landlords and property owners might need to make their insurer aware of the fact. 2. The insurance policy might talk about either draining the water and central heating systems down or leaving the heating set at a certain temperature during specific winter months. 3. The policy might also demand that the property is inspected every two weeks, and a record of inspections kept. [A shocking 75% of the damaged properties that we at Action Insurance Repair visited after the last freezing spell weren’t covered](https://www.actioninsurancerepair.co.uk/blog/case-study-mr--mrs-cain-uninsured-frozen-pipes), as property owners either hadn’t read or complied with the T&Cs in their policies... food for thought! **Top tip**: **offer a winterisation service!** If you know a property you manage or rent out is going to be empty for a month or so, why not offer to carry out a ‘Void Property Check’ for your landlord clients, for a fee?! It keeps your stock safe and their policy in check should the worst happen this winter. Could be a nice little earner! **Has your property been affected by water damage? Get in touch with us via our 24/7 helpline by calling [01254 665 333](tel:01254%20665%20333) today to find out how we can help.** **Category:** [For Landlords](https://www.actioninsurancerepair.co.uk/blog/tag/for-landlords) ![Joanne Ginty](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Joanne/Joanne%20Ginty-4-1.webp?width=120&height=120&name=Joanne%20Ginty-4-1.webp) Post by [Joanne Ginty](https://www.actioninsurancerepair.co.uk/blog/author/joanne-ginty) 6/23/25, 3:06 PM Founder and director, Joanne has been living and breathing insurance repairs and property reinstatement for over twenty years. She’s personally involved in each and every project we take on to make sure the repairs are completed to spec and the service you receive is outstanding. ![AIR Newsletter-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR%20Newsletter-1.webp?width=250&height=222&name=AIR%20Newsletter-1.webp) ### Sign up to our newsletter Shared quarterly, the AIR newsletter is packed with customer stories, industry news, and helpful advice that you can action to prevent insurance repair headaches for you and/or your clients. ![action-insurance-repair-logo-favicon](https://www.actioninsurancerepair.co.uk/hubfs/action-insurance-repair-logo-favicon.webp) - - - - - [Client stories](https://www.actioninsurancerepair.co.uk/see-our-work-action-insurance-repair) - [About us](https://www.actioninsurancerepair.co.uk/about-us) - [Blog](https://www.actioninsurancerepair.co.uk/blog) - [Pricing](https://www.actioninsurancerepair.co.uk/pricing) - [Contact us](https://www.actioninsurancerepair.co.uk/contact) - What we help with - [Flood repairs](https://www.actioninsurancerepair.co.uk/flood-repairs) - [Fire & smoke repairs](https://www.actioninsurancerepair.co.uk/smoke-fire) - [Water damage repairs](https://www.actioninsurancerepair.co.uk/water-damage-repairs) - [Storms damage repairs](https://www.actioninsurancerepair.co.uk/storm-damage-repairs) - [Impact & accidental damage repairs](https://www.actioninsurancerepair.co.uk/impact-accidental-damage-repairs) - [Malicious damage repairs](https://www.actioninsurancerepair.co.uk/malicious-damage-repairs) - Who we work with - [Homeowners](https://www.actioninsurancerepair.co.uk/homeowners) - [Commercial property owners](https://www.actioninsurancerepair.co.uk/commercial-property) - [Letting agents](https://www.actioninsurancerepair.co.uk/letting-agents) - [Landlords](https://www.actioninsurancerepair.co.uk/landlords) - [Insurance brokers](https://www.actioninsurancerepair.co.uk/insurance-brokers) - [Leak detection companies](https://www.actioninsurancerepair.co.uk/leak-detection) - [Emergency plumbers](https://www.actioninsurancerepair.co.uk/emergency-plumbers) ©2026 Action Insurance Repair. All Rights Reserved. [Privacy Policy](https://www.actioninsurancerepair.co.uk/privacy-policy) | [Terms & Conditions](https://www.actioninsurancerepair.co.uk/terms-and-conditions) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Joanne Ginty", "url" : "https://www.actioninsurancerepair.co.uk/blog/author/joanne-ginty" }, "dateModified" : "2025-06-23T14:08:22.688Z", "datePublished" : "2025-06-23T14:06:02.000Z", "headline" : "Winter Property Tips for Landlords and Letting Agents", "image" : [ "https://www.actioninsurancerepair.co.uk/hubfs/Imported_Blog_Media/UK-Neighbourhood-covered-in-snow2.webp" ], "mainEntityOfPage" : { "@id" : "https://www.actioninsurancerepair.co.uk/blog/winter-is-coming-agent-tips-for-landlords", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.actioninsurancerepair.co.uk/hubfs/action-insurance-repair-logo-1.webp" } } } ```