--- title: Consumer Unit Fire Repairs for Landlord in Oswaldtwistle description: Read how we restored a fire-damaged rental in Oswaldtwistle, managing insurance issues and full property renovation. Learn more. image: https://www.actioninsurancerepair.co.uk/hubfs/Imported_Blog_Media/Landlord-Property.webp --- [Skip to main content](https://www.actioninsurancerepair.co.uk/blog/case-study-landlord-amanda-clark#main-content) [![AIR-Logo-vector-trans](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR-Logo-vector-trans.webp?width=170&height=120&name=AIR-Logo-vector-trans.webp) ![AIR-Logo-vector-trans](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR-Logo-vector-trans.webp?width=170&height=120&name=AIR-Logo-vector-trans.webp)](https://www.actioninsurancerepair.co.uk) - [About us](https://www.actioninsurancerepair.co.uk/about-us) - Show submenu for What we help with What we help with - [Flood damage repairs](https://www.actioninsurancerepair.co.uk/flood-repairs) - [Fire & smoke damage repairs](https://www.actioninsurancerepair.co.uk/smoke-fire) - [Water damage repairs](https://www.actioninsurancerepair.co.uk/water-damage-repairs) - [Storms damage repairs](https://www.actioninsurancerepair.co.uk/storm-damage-repairs) - 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[About us](https://www.actioninsurancerepair.co.uk/about-us) - Show submenu for What we help with What we help with - What we help with - [Flood damage repairs](https://www.actioninsurancerepair.co.uk/flood-repairs) - [Fire & smoke damage repairs](https://www.actioninsurancerepair.co.uk/smoke-fire) - [Water damage repairs](https://www.actioninsurancerepair.co.uk/water-damage-repairs) - [Storms damage repairs](https://www.actioninsurancerepair.co.uk/storm-damage-repairs) - [Impact & accidental damage repairs](https://www.actioninsurancerepair.co.uk/impact-accidental-damage-repairs) - [Malicious damage repairs](https://www.actioninsurancerepair.co.uk/malicious-damage-repairs) - Show submenu for Who we work with Who we work with - Who we work with - [Homeowners](https://www.actioninsurancerepair.co.uk/homeowners) - [Commercial property owners](https://www.actioninsurancerepair.co.uk/commercial-property) - [Letting agents](https://www.actioninsurancerepair.co.uk/letting-agents) - [Landlords](https://www.actioninsurancerepair.co.uk/landlords) - 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[Water Leaks](https://www.actioninsurancerepair.co.uk/blog/tag/water-leaks) - [Fire & Smoke Damage](https://www.actioninsurancerepair.co.uk/blog/tag/fire-smoke-damage) - [Flooding](https://www.actioninsurancerepair.co.uk/blog/tag/flooding) - [News](https://www.actioninsurancerepair.co.uk/blog/tag/news) - [Storm Damage](https://www.actioninsurancerepair.co.uk/blog/tag/storm-damage) - [Impact Damage](https://www.actioninsurancerepair.co.uk/blog/tag/impact-damage) # A landlord's complete refurbishment following a fire ![Joanne Ginty](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Joanne/Joanne%20Ginty-4-1.webp?width=120&height=120&name=Joanne%20Ginty-4-1.webp) by [Joanne Ginty](https://www.actioninsurancerepair.co.uk/blog/author/joanne-ginty) 6/23/25, 4:49 PM **PROJECT VALUE:** £83,000 We were contacted directly by this portfolio landlord for whom we have carried out work in the past, as she knew we would get the job done smoothly and properly. ## **Background** • New tenants had just moved into her two-up, two-down terraced property, when the consumer unit under the stairs caught on fire, causing substantial damage throughout the downstairs of the property. • The existing electrical installation was covered by all necessary certification and no evidence of tampering or faults was found by the fire brigade. ## **Our approach** • We introduced one of the independent loss assessors we work with, which was lucky as the property was considered 45% underinsured by the insurance company’s loss adjuster... • The loss assessor brought in a RICS chartered surveyor who challenged this amount, and the assessor negotiated a lower level of 31% under-insurance – he was worth his weight in gold on this occasion! ## **Putting things right ** The schedule of work consisted of: • Hacking plaster off the ceiling and walls in the kitchen • A full re-wire • Re-plastering the kitchen, and installing a replacement kitchen • Replacing skirting boards, doors, casings, architraves • Installing new windows throughout, as well as a new back door • Installing a new bathroom suite with new tiling • Full redecorating, and installing new floor coverings ### The result  “This is the second time that I’ve used AIR and I have to say that the service they provide is excellent. It’s so stressful when one of your properties suffers from a fire, the damage was extensive and it’s always a worry that the insurance company will try to find a way to wriggle out of settling the claim! To know that I had a team of experienced professionals working on my behalf to make sure I didn’t end up caught short was a god-send and the fact that all the repairs are dealt to a high standard, and I don’t even have to lift a finger is a massive benefit! I hope this never happens again to any of my properties, but it is a relief to know that if anything ever did, at least I can rely on AIR to take care of it for me." Dealing with a damaged property? To get the best outcome from your claim and repairs, contact our team on 01254 65533. [![Need our help? Get free loss assessing, a reliable building quote, and expert guidance.  ](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146255623/interactive-297199360244.png)](https://www.actioninsurancerepair.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLJOsC81eVC0SjgfknnX9TPoWj45jye4awAVOQnbd1NGYgZBAvOrFONIGD5kbh7NbDrfT7z8rJ97kdsAP3MBQ1zCq68G5FHpeYWp8tC4G69sGt%2FXH7aMrSZnuyMEXVYh9guXdLdr87gsK1mzrIQYzdGcgVyQ8ke2l%2BSRKe%2Bc3Izpw26viu7ahhw86Y5xxHB8eyE9&webInteractiveContentId=297199360244&portalId=146255623) **Category:** [Client Stories](https://www.actioninsurancerepair.co.uk/blog/tag/client-stories) ![Joanne Ginty](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Joanne/Joanne%20Ginty-4-1.webp?width=120&height=120&name=Joanne%20Ginty-4-1.webp) Post by [Joanne Ginty](https://www.actioninsurancerepair.co.uk/blog/author/joanne-ginty) 6/23/25, 4:49 PM Founder and director, Joanne has been living and breathing insurance repairs and property reinstatement for over twenty years. She’s personally involved in each and every project we take on to make sure the repairs are completed to spec and the service you receive is outstanding. ![AIR Newsletter-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR%20Newsletter-1.webp?width=250&height=222&name=AIR%20Newsletter-1.webp) ### Sign up to our newsletter Shared quarterly, the AIR newsletter is packed with customer stories, industry news, and helpful advice that you can action to prevent insurance repair headaches for you and/or your clients. ![action-insurance-repair-logo-favicon](https://www.actioninsurancerepair.co.uk/hubfs/action-insurance-repair-logo-favicon.webp) - - - - - [Client stories](https://www.actioninsurancerepair.co.uk/see-our-work-action-insurance-repair) - [About us](https://www.actioninsurancerepair.co.uk/about-us) - [Blog](https://www.actioninsurancerepair.co.uk/blog) - [Pricing](https://www.actioninsurancerepair.co.uk/pricing) - [Contact us](https://www.actioninsurancerepair.co.uk/contact) - What we help with - [Flood repairs](https://www.actioninsurancerepair.co.uk/flood-repairs) - [Fire & smoke repairs](https://www.actioninsurancerepair.co.uk/smoke-fire) - [Water damage repairs](https://www.actioninsurancerepair.co.uk/water-damage-repairs) - [Storms damage repairs](https://www.actioninsurancerepair.co.uk/storm-damage-repairs) - [Impact & accidental damage repairs](https://www.actioninsurancerepair.co.uk/impact-accidental-damage-repairs) - [Malicious damage repairs](https://www.actioninsurancerepair.co.uk/malicious-damage-repairs) - Who we work with - [Homeowners](https://www.actioninsurancerepair.co.uk/homeowners) - [Commercial property owners](https://www.actioninsurancerepair.co.uk/commercial-property) - [Letting agents](https://www.actioninsurancerepair.co.uk/letting-agents) - [Landlords](https://www.actioninsurancerepair.co.uk/landlords) - [Insurance brokers](https://www.actioninsurancerepair.co.uk/insurance-brokers) - [Leak detection companies](https://www.actioninsurancerepair.co.uk/leak-detection) - [Emergency plumbers](https://www.actioninsurancerepair.co.uk/emergency-plumbers) ©2026 Action Insurance Repair. 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